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Future Value Calculator: Project Investment Growth

1 min read By OhMyApps

How much will your investments be worth? Our Future Value Calculator projects growth using compound interest with optional regular monthly contributions.

How to Use

  1. Enter your initial investment (present value)
  2. Add monthly contributions if applicable
  3. Set the annual return rate and number of years
  4. See the future value with total contributions and total interest earned

Common Use Cases

  • Investment planning: Project portfolio growth
  • Savings goals: See how long to reach a target amount
  • College funds: Plan for future education expenses
  • Retirement: Project 401(k) or IRA growth

Frequently Asked Questions

What return rate should I use? Stock market historical average is ~10% nominal or ~7% inflation-adjusted. Use 5-7% for conservative planning.

How does compound interest work? You earn interest on your interest. Over long periods, this creates exponential growth — the earlier you start, the more powerful it becomes.


Try our free Future Value Calculator now.

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